FBAR Calculator
Add your non-US accounts and their highest balance during the year. This works out the combined maximum value in US dollars and tells you whether you cross the $10,000 threshold for filing an FBAR (FinCEN Form 114), using the official US Treasury year-end exchange rate.
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Your foreign accounts
💡 Don't forget US-dollar accounts held at non-US institutions — a balance in Wise, Revolut, or a foreign bank's USD account is still a foreign account. Add it and choose "US Dollar (non-US bank)" as the currency. (A USD account at a US bank is not foreign — leave that out.)
Now actually file it — with Taigan Bridge
This calculator gives you the number. Taigan Bridge's FBAR module — a full year-by-year FinCEN 114 tracker — does the whole job. Add your own Claude API key and it reads your bankbooks (通帳) and account statements straight from photos or PDFs — handling 和暦 era dates, 合算 summary rows, and fixed-deposit lifecycles — pulls every account and filer into the tracker at the official Treasury year-end rates, and walks you line by line through FinCEN Form 114 and the related paperwork (the Form 114a spouse authorization, a late-filing explanation, and more). It organizes everything; you still file. And it all stays on your device — nothing is uploaded.
Before you rely on this
- Use each account's highest balance at any point during the year, not the year-end balance — a single high-water moment counts.
- The $10,000 test is the combined total across all your foreign accounts, per person — not per account.
- US dollars in a foreign account still count. FBAR is about where the account is, not the currency — a USD balance at Wise, Revolut, or a foreign bank is foreign. Enter it as "US Dollar (non-US bank)."
- Joint accounts: each US-person owner generally reports the account's full maximum value, not a share.
- A single large transfer can push you over the line for the year even if you spend it and end near zero.
- This is an estimate to help you decide and prepare. The FBAR is filed with FinCEN through the BSA E-Filing System, separately from your tax return.